For a quick quote & latest
offers please dial,
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UAE (toll free),
800 4209
Qatar
+974 44657878,
Bahrain
+973 17874503,
Oman
+968 24702355,
Kuwait
+965 2296 19 8283,
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The Mechanical and Electrical Components specifically listed below are covered by
the policy.
Engine
- Rocker assembly including hydraulic followers, inlet and exhaust valves,(Excluding
burnt valves),springs and guides, Cylinder head (Excluding cracks & de-coking),
cylinder head gasket, push rods, camshaft and followers, timing gears, belts and
chains, oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and
bearings, crankshaft and bearings, flywheel, ring gear, and engine wiring harness.
- Turbocharger (factory fitted)
Turbocharger.
- Fuel system (Diesel and Petrol)
Carburetor, automatic choke, lift pump, mechanical or electrical fuel pumps including
fuel injection pump and tank sender unit.
- Engine Cooling
Radiator, oil cooler, viscous fan coupling, water pump, thermostat housing, and
thermostatically controlled radiator fan
Transmission
- Manual Gearbox
Failure of the following internal mechanical parts: Gears, synchromesh hubs, selectors,
shafts, bearings, bushes and transfer gears.
- Automatic Gearbox
Failure of the following internal mechanical parts: Shafts, gears, clutches, brake
bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate,
transfer gears and computer governor.
- Torque Convertor
Failure of any internal mechanical parts.
- Continuously Variable Transmission CTX
Failure of internal mechanical parts including clutches, planetary gears, reduction
gears, shafts, variable pulleys, thrust link drive, bushes and bearings.
Drive-Train
- Front wheel drive
Drive shafts including constant velocity joints, universal joints and couplings,
(Excluding gaiters).
- Rear wheel drive
Half shafts, rear wheel external drive shafts including constant velocity joints,universal
joints and couplings, (Excluding gaiters).
- Four wheel drive
Cover as described above for front and Rear Wheel Drive.
- Prop shaft
Failure of the propshaft including universal joints and couplings.
- Wheel bearings
Failure of front and rear bearings.
- Differential
Crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers.
Suspension
- Front and rear suspension
Coil springs, upper and lower wishbones, ball and swivel joints, upper control arms,
and hydro bearing for lower control arms .
Steering
- Steering(including PAS)
Rack and pinion, steering box where applicable, power steering reservoir and idler
box.(Excluding gaiters) .
Brakes
- Brakes
Brake master cylinder, wheel cylinders, restrictor valve, and caliper seals, servo
and vacuum pump.
- Anti locking bracking system
Electronic Control Unit.
Air Conditioning
- Engine Cooling system
Air conditioning compressor.
Electrical system
- Starter motor and solenoid including pre-engagement mechanism and bendix drive.
- Alternator unit.
- Windows and sun roof motors.
- Centralized locking, heater fan motor, indicator flasher relay, distributor.
- Front and rear windshield wiper and washer motors.
- Electronic ignition amplifier coil, ASR control unit, ignition system control unit,
ASR actuator, closing aid pump, window lifter.
- Electrical management
Engine Electrical control unit .
Casings
- Damage caused to casings and mechanical and electrical parts as a direct result
of the Mechanical or Electrical Breakdown of a covered component is included.
Working materials
- Working materials and supplies such as oils, filters and anti freeze are covered
where their replacement is essential as a direct result of the Mechanical or Electrical
Breakdown of a covered component.
Specific Exclusions
- Body, (including rust and perforation), paint, Exhaust system, lambda sensors and
catalytic convertors, glass, interior/exterior trim, in car entertainment/ communication
system and associated equipment. This is not a complete list.
- Any covered component which failed due to normal wear and tear or which has not
failed but reported requiring replacement during routine maintenance or periodic
service and/or repair.
- Any covered component subject to recall ar repair or replacement or modification
by a manufacturer.
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:: IMPORTANT ::
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- No contract is implied by the information provided on this website.
- This website is intended solely for the purpose of providing general information
and is subject to change without notice.
- If the terms and conditions of the policy are complied with, the items specifically
listed will be covered (Subject to exclusions)
against mechanical or electrical breakdown of the vehicle described on the Proposal
Form/Policy Schedule.
- Each claim is up to the maximum stated in the Proposal Form/Policy Schedule.
- No limit to the number of claims.
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